No insurance? Start your cleaning, filling or root canal this month and split the cost into simple monthly payments — with zero interest, right here on Harvard Blvd.
INTEREST
on approved new financing applications
Who it’s for: exclusive to new patients without dental insurance at our Santa Paula office.
Straight answers about 0% financing in Santa Paula.
Yes. New financing applications at our office on 248 W Harvard Blvd can qualify for 0% interest, subject to credit approval.
Only new patients who don’t have dental insurance. Existing patients and insured patients have other options — just ask.
Everyday dental care: cleanings, exams & X-rays, fillings, root canals and simple tooth extractions.

Choose a date at our Santa Paula office and meet your dentist. You learn exactly what you need — and what it costs — before anything starts.
Our front desk helps you with a quick application for 0% interest on your new financing request.
Start treatment right away and pay in simple, predictable installments with zero interest.
Subject to credit approval. Terms vary by plan.
Move the slider to your estimated treatment cost and see what interest would really cost you.
You keep $337 in your pocket with the 0% plan.
Illustrative estimate only. Actual terms and approval depend on credit.SANTA PAULA 0%
CARD / WAITING
Interest
✓ 0% on approved plans
Often 20%+ APR
Monthly payment
✓ Fixed and predictable
Minimums that grow the balance
Price clarity
✓ Explained before treatment
Surprises later
When you get care
✓ Start this month
Waiting makes problems costlier
Where
✓ Harvard Blvd, Santa Paula
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Choose your Santa Paula new-patient promotion. Our team calls to confirm your visit and walks you through the 0% application.
Interest financing on basic treatment
Ally Basic savings plan / year

General dentist · Odontóloga. Leads the Santa Paula office and cares for new patients in English & Español.
Basic, preventive and restorative care — the treatments most families need.

Routine hygiene visits and deep cleanings.

A full check-up so nothing is missed.

Stop cavities early, tooth-colored.

Relief for a painful tooth while saving it.

Gentle simple removals with clear aftercare.
Channel Islands Family Dental Office
248 W Harvard Blvd Suite B
Santa Paula, CA 93060
Fax 805 525 2676
Monday – Friday
9:00 AM – 6:00 PM
Saturday
Closed
Sunday
Closed
Serving Santa Paula, Fillmore, Piru and the Heritage Valley.
Still unsure? Call us at (805) 525-1573 — se habla español.

New patients without dental insurance who visit our Santa Paula office at 248 W Harvard Blvd Suite B. Approval and promotional terms depend on credit.
This promotion is reserved for new patients without insurance. If you are insured, our Santa Paula office accepts Medi-Cal, Denti-Cal, Gold Coast Health Plan, Tricare and most PPO plans.
Everyday dental care: teeth cleanings, dental exams and X-rays, fillings, root canals and simple tooth extractions. Cosmetic and surgical treatments are not part of this promotion.
Fill out the 2-step form on this page with your preferred date and time, or call (805) 525-1573. Our team calls to confirm your visit and helps you apply.
Yes. Dra. Cubillos and our Santa Paula team speak English and Spanish — se habla español.
Monday to Friday, 9:00 AM – 6:00 PM. We are closed on Saturday and Sunday.
We will review other flexible payment options with you, including the Ally Basic dental savings plan ($108/year), so you can still start care with a monthly amount that fits your budget.
Patients visit us from Santa Paula, Fillmore, Piru and nearby Heritage Valley communities in Ventura County, CA.
2379 N Oxnard Blvd, Oxnard, CA 93036